Financial Statement

			(Rs. in Lakhs)
Sr.	PERTICULERS	31.03.2025	31.03.2026
1	CAPITAL	252.09	262.48
2	RESERVES	5,326.04	6,042.64
3	NET WORTH	4,011.69	3,866.52
4	WORKING CAPITALS	34,251.89	38,313.86
5	NET PROFIT	405.45	17.50
6	PROVISIONS FOR STANDARD ASSETS	89.33	89.40
7	TOTAL DEPOSITS	29,212.64	32,960.21
	DECREASE/INCREASE (%)	6.13%	12.83%
8	TOTAL ADVANCES	18,377.21	18,209.06
	DECREASE/INCREASE (%)	9.69%	-0.91%
9	CREADIT DEPOSIT RATIO	62.91%	55.25%
10	TOTAL INVESTMENTS	13,580.50	17,790.28
11	SLR INVESTMENTS	6,824.08	12,719.85
	% OF TOTAL INVESTMETNS	50.25%	71.50%
12	AVERAGE COST OF FUNDS	5.06%	4.66%
13	AVERAGE COST OF DEPOSITS	5.41%	5.79%
14	AVERAGE YIELD ON ADVANCES	8.24%	8.54%
15	BUSINESS PER EMPLOYEE	1,359.71	1,599.04
16	GROSS NPA	56.87	72.11
	% OF GROSS ADVANCES	0.31%	0.40%
17	CAPITAL ADEQUACY RATIO	25.46%	25.48%
18	STAFF COST TO TOTAL INCOME	8.98%	9.38%
19	NET INCOME PER STAFF	11.26	0.53
20	NO OF REGULAR SHARE HOLDERS	16003	16093
21	NOMINAL SHARE HOLDERS	916	1017
22	EARNING PER SHARE	160.84	66.67
23	TERM DEPOSITS / TOTAL DEPOSITS	72.81%	73.22%
24	INVESTMENTS DEP. RESERVE	9.51	281.93
25	ADVANCE TO DIRECTORS (FDOD)	15.11	23.99
26	HOUSING LOAN	2,542.58	2,730.73
27	NPA PROVISION	56.87	72.11
28	REQUIRED PROVISION	56.87	72.11
	EXCESS PROVISION	–	–