* (W.E.F 01-10-2025)
| Loan Types | Limit Rs. | Rate of Interest | ||||||
|---|---|---|---|---|---|---|---|---|
| Secured Loans | Up to Rs. 50 Lakhs
Rs. 50 Lakhs To Bank’s Exposure Limit |
09.70% | ||||||
| Home Loan | Up to Rs. 140.00 Lakhs {Under Priority Sector –Rs. 45.00 Lakhs Maximum Cost Rs. 57.00 Lakhs} |
08.50% | ||||||
| Education Loan | Up to Rs. 25 Lakhs {Under Priority} |
For Boys- 09.40%
For Girls- 09.10% |
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| Professionals Loan | Up To Bank’s Exposure Limit {Doctors; Engineers; Chartered Accountant. etc.} |
08.50% | ||||||
| PMCC {Property Mortgage Cash Credit |
Individuals : Bank’s Exposure Limit
Groups : Bank’s Exposure Limit |
09.70% | ||||||
| PL {Property Mortgage Term Loan} |
Individuals : Bank’s Exposure Limit
Groups : Bank’s Exposure Limit |
09.70% | ||||||
| Car Loan {Fixed Rate} |
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| Commercial Vehicle Loan |
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| Two Wheeler Loan |
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| Solar Roof Top Loan | Up To Rs. 1,00,000/- | 10.70% | ||||||
| Gold Loan | 09.00% | |||||||
| Mahila Utkarsh Loan
Up To Rs. 1,00,000/- |
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| Unsecured Loan | Up To Rs. 1,00,000/- | 13.70% | ||||||
| MSME Term Loan { Exclusive} |
Bank’s Exposure Limit | 09.00% | ||||||
| MSME Cash Credit { Exclusive} |
Bank’s Exposure Limit | 09.00% |